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  • Title: Consumer-directed health insurance products: local-market perspectives.
    Author: Regopoulos L, Christianson JB, Claxton G, Trude S.
    Journal: Health Aff (Millwood); 2006; 25(3):766-73. PubMed ID: 16684742.
    Abstract:
    During the past few years, health plans have focused product development on consumer-driven health plans. This paper examines how these products are faring in twelve Community Tracking Study (CTS) communities. Although there has been a proliferation in the number and variety of consumer-directed plan options available, employers have taken a cautious approach. Given the increased financial stake and decision-making responsibility consumers hold when enrolled in these plans, respondents expressed frustration that the availability of information support has lagged behind the demands placed on consumers.
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