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  • Title: Genetic testing and the future of disability insurance: ethics, law & policy.
    Author: Wolf SM, Kahn JP, Working Group on Genetic Testing in Disability Insurance.
    Journal: J Law Med Ethics; 2007; 35(2 Suppl):6-32. PubMed ID: 17543053.
    Abstract:
    Predictive genetic testing poses fundamental questions for disability insurance, a crucial resource funding basic needs when disability prevents income from work. This article, from an NIH-funded project, presents the first indepth analysis of the challenging issues: Should disability insurers be permitted to consider genetics and exclude predicted disability? May disabilities with a recognized genetic basis be excluded from coverage as pre-existing conditions? How can we assure that private insurers writing individual and group policies, employers, and public insurers deal competently and appropriately with genetic testing?
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