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  • Title: Malpractice premiums in Massachusetts, a high-risk state: 1975 to 2005.
    Author: Rodwin MA, Chang HJ, Ozaeta MM, Omar RJ.
    Journal: Health Aff (Millwood); 2008; 27(3):835-44. PubMed ID: 18474977.
    Abstract:
    Massachusetts has the fourth-highest median malpractice settlement payments for all states. The American Medical Association (AMA) declares it a crisis state. As a test case, we analyzed its premiums from 1975 to 2005. In 2005 mean premiums were $17,810 for the coverage level and policy type most frequently purchased. Most physicians paid lower inflation-adjusted premiums in 2005 than in 1990. Mean premiums increased in only three specialties comprising 4 percent of physicians: obstetrics, neurology, and orthopedists-spinal surgery. However, because of discounts and surcharges, in 2005 premiums within the three highest-risk specialties varied nearly threefold, and nearly one-third paid less than in 1990.
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